Why we debt : the emotional and cultural factors at the root of your debt balance -- Your credit report and score : what they mean and how they work -- Pay off debts and get your credit straight -- Establish a spending plan that meets needs and ditches debts -- The secrets to boosting your creditworthiness -- Couples in credithood -- Increase your income : 101 ideas to raise extra revenue -- Protecting your new financial health and financing your wildest dreams -- Healing rituals for the spirit : prayer, affirmation, meditation and visualization.