Understanding your accounts. Retirement accounts and why you need to protect them ; How they work : 401(k) ; How they work : IRA ; Special employer plans -- Tending your nest egg. Going online for help ; Keep it growing ; Asset allocation : make your investments work for you ; Against all enemies, foreign and domestic ; When you need to dip into your accounts -- Ready for retirement. Ten years before you retire ; Retiring early ; Managing your plans during retirement -- After you're gone. Leaving it behind ; Inherited IRAs.