Conquering overwhelming debt starts with understanding your options. Loftsgordon and O'Neill give you the tools you need to get your finances back on track. They provide up-to-date legal information, as well as sample creditor letters and budgeting worksheets. -- adapted from back cover

Subtitle from cover. "Learn how to: manage the financial impact of COVID-19. Stop collection calls and wage garnishments. Avoid foreclosure"--Cover. "This book covers only United States law, unless it specifically states otherwise." -- Verso. Includes glossary and index.

How much do you owe? -- If you're married, divorced, or separated -- Create a budget and control spending -- Prioritizing your debts -- Finding money to pay your debts -- Negotiating with your creditors -- What to expect when you can't pay your debts -- Reducing mortgage payments and dealing with foreclosure -- Dealing with debt collectors -- Understanding loan and other credit documents -- Student loans -- Child support and alimony -- Lawsuits and collection of judgments -- Bankruptcy: the ultimate weapon -- Property creditors can't take -- Rebuilding your credit -- Choosing and managing credit cards -- Help beyond this book.